Santander Bank, N. A., formerly Sovereign Bank, is a wholly owned subsidiary of Spanish Santander Group. It is situated in Boston and its principal market is the northeastern United States Of America. It has $54.7 billion in deposits, operates about 650 retail banking offices as well as over 2,000 ATMs, and employs approximately 9,800 people.
Santander Bank covers eight Northeastern states with a number of financial products. The website offers solid options for those who have high savings balances in addition to those trying to find basic checking accounts with low or no fees each month. However its rates for basic savings accounts are low as well as its overdraft fees are costly.
I’ve been residing in Spain for almost two decades. My partner is Spanish, my colleagues are Spanish, my customers are Spanish and also by businesses are Spanish. Over these years I do believe I’ve learned considerably about “being Spanish”.
If you wish to get into the under-exploited fast-growing Spanish market, you must know more than simply how you can speak Spanish. You must know Spanish customs, Spanish etiquette and Spanish business culture. Otherwise, you’ll you should be another American trying to “sell Spanish”.
One of the primary differences between American and Spanish cultures is our relationship with money. Let’s face the facts, as Americans WE LOVE MONEY. We love to to generate money, we love to spend money and we like to speak about money. Our bookstores are packed with guides to earning money, and for us an effective business man often is recognized as a fairly heroic figure.
For your Spanish situations are totally different. In many circumstances speaking about money, profits, or prices is recognized as crass. When there’s a news story within the papers in regards to a company’s yearly profits the Spanish reaction is generally tinged with jealousy or suspicion. The Spanish bank, “Banco Santander” just announced there record-breaking yearly profits and basically everyone thought “They have to be genuine thieves. How dare they create a lot profit!”
Now don’t get me wrong. Spanish businessmen want to make profits. Such as you, they may be ambitious and prepared to fight for achievement. They simply don’t talk about it in public places. If you’re having a private business conversation, zcmwws fine to talk openly about opportunities, results and potential earnings. However, if other individuals can be found you ought to be careful.
Away from “business environment” people seldom mention anything from the sort. If you buy something, do it in a way where no person sees the price. Should you get the check, do not let your friends and relatives see how much it cost (pay with credit cards as opposed to cash). Remember, the situation isn’t having money but being obvious about this. It’s fine to wear a Rolex or designer jeans, just don’t leave the purchase price tag hanging out!